Consumer Protection Law Miami

Consumer Protection Law in Miami

Understanding Consumer Rights | What is Consumer Protection Law

Many people consider the United States as the land of opportunity. The belief, especially for small businesses, is rooted in the idea that if you work hard, you can succeed, especially if you provide a quality service or product. 

But what happens when a business isn’t providing the goods or services that they claim. Unfortunately, with such a wide variety of products and services offered, consumers can fall victim to fraud, theft, and scams.

For example, consumers can easily fall victim to shady dealings from financial lenders, automotive companies, and even debt collectors. The good news is that the United States government offers protections for consumers against these frauds and scams on a federal level, in addition to consumer protection laws like what is present in Florida.

Various consumer protection laws govern the state of Florida. They include:

  • Antitrust
  • Deceptive Trade Practice
  • Homestead/Eviction
  • Identity Theft
  • Lemon Laws

The legal system protects individuals, holding those committing fraud and other illegal acts accountable. However, for those aggrieved, they will need assistance from a qualified and experienced attorney to help them understand and exercise their consumer rights.

What Are Consumer Rights?

“Consumer rights” refers to a series of laws that enable individuals to fight businesses that defraud their customers. 

These laws hold service and product providers accountable when selling their services or wares to consumers, ultimately preventing companies from making a profit when relying on fraud or deception.

The most common types of fraudulent acts occur when consumers are in a vulnerable position. 

It isn’t always easy to find information when they purchase a good or service. Unfortunately, this can make it easy for disreputable dealers to take advantage of this lack of knowledge.

Consumer protection law prohibits this type of activity entirely, and customers have the right to sue a business that engages in deceptive practices. This could include anything from rolling back the mileage of a vehicle to preying on an individual’s disadvantage with a language barrier (an unfortunate circumstance that can occur in the Miami area, and throughout South Florida).

What Does a Consumer Protection Attorney Do?

Consumer protection firms employ lawyers that focus their practice on interpreting and applying federal or local consumer protection laws. These attorneys will perform a wide variety of different work that could include drafting regulatory paperwork, as well as filing and defending lawsuits.

Nevertheless, all of the work that a consumer rights attorney does centers on ensuring that service providers conduct business in a fair, transparent, lawful way to their consumers.

The majority of the consumer protection field will work on financial transactions. It incorporates numerous elements concerning bankruptcy and collections law as well. With credit card terms, loans, and debt relief services, some of the most regulated financial transactions, consumer rights law, oversees protections for customers in these situations.

Credit cards and debt relief loans are more popular today than ever before. With more and more people finding themselves in financial strife and needing assistance, this is the perfect opportunity for companies seeking to prey on vulnerable people with ludicrous loan terms and other financial scams.

Consumer protections and the law firms that enforce protection laws can shield consumers from these situations where companies could take advantage of them. Similarly, a consumer protection firm may assist consumers who already experienced suffering and loss due to scams or other fraudulent actions. In some scenarios, the aggrieved may make at least a partial recovery.

Consumer Protection Law Miami | The Law Offices of Paul A. Humbert, P.L.

Consumer protection attorneys can help individuals when they feel that they may represent a victim of fraudulent activity. Some common scenarios may include product liability, false advertising, and of course, theft or fraud.

Our firm, the Law Offices of Paul A. Humbert, P.L., can assist individuals dealing with issues stemming from a relationship or transaction with a product or service provider. This includes and extends to debt collectors operating in violation of the Florida Fair Debt Collection Practices Act or FDCPA.

Numerous agencies and laws could apply to a particular situation involving consumer protection litigation. A qualified attorney from our firm can ensure complaints, and other legal documentation reaches these appropriate agencies to protect a customer’s rights.

At the Law Offices of Paul A. Humbert, P.L., our firm has the experience helping Miami-area consumers, as well as consumers all over the country, handle their consumer and creditor issues. To learn more about how our firm can assist you, contact our dedicated and professional staff today!

  1.  “Chapter 501 – 2012 Florida Statutes – The Florida Senate.” Accessed 13 Jul. 2020.
  2.  “15 U.S. Code § 1692 | U.S. Code | US Law.” Accessed 13 Jul. 2020.