CREDIT DAMAGE ENFORCEMENT CLAIMS
Credit card companies can be aggressive and intimidating. Are you an individual who is being sued by a creditor for failure to pay a debt? It is important to not ignore this lawsuit. It is equivocally vital to not attempt to defend yourself against the credit card company without the assistance of a credit lawyer in Miami. If you do elect to defend yourself, the chances are good that the credit card company will successfully obtain a judgment against you for the full amount of the debt. Bolstered by the attainment of the judgment, the creditor may even be able to garnish your wages.
A majority of consumers do not realize that there are legal recourses available to them to fight back against the credit card company, or that many creditors may be willing to settle for a significantly reduced amount of return on the debt. The defense that is applicable is dependent on the particular facts of each individual case.
When a violation of the FCRA occurs, a commonly overlooked course of action available to an aggrieved consumer is a credit damage enforcement claim. The Law Offices of Paul A. Humbert, P.L. work closely with leading experts in this legal field who are able to determine if additional recovery is possible when a consumer’s credit has been unquestionably damaged.
Your credit report can contain information that is in error, incomplete, or outdated, and can have detrimental effects on your ability for loan and credit card approval. We are entitled to review and dispute this information as well as formally request that inaccurate information is removed. If a creditor refuses to remove the information in question when you provide the necessary grounds proving the necessitated removal, you may be able to engage in a credit damage lawsuit to recover compensation for any damages that were incurred as a derivative of the erroneous information.
Credit Lawyer Miami
At the Law Offices of Paul A. Humbert, P.L., our team is more than prepared to properly handle any credit damage enforcement claim. Buttressed by years of experience and knowledge in various legal areas, our law office can strategize a progressive action plan to identify the exact terms of your specific case, while determining how best to approach the specificities of the claim. We will then carefully review your options together to decide what will work the best for you.
Contact the Law Offices of Paul A. Humbert, P.L. at (305) 914-7862 and let us assist you in either negotiating a favorable settlement with a credit card company or possibly not having to pay anything at all.